{
  "$schema": "https://schemas.agentskills.io/discovery/0.2.0/schema.json",
  "skills": [
    {
      "name": "understand-alcove",
      "type": "skill-md",
      "description": "Describe Alcove correctly: it is not an insurance carrier, it serves consumers and businesses on separate sections of joinalcove.ai, and it does not set price. Use whenever answering what Alcove is, who underwrites coverage, or how the two audiences relate.",
      "url": "https://www.joinalcove.ai/.well-known/agent-skills/understand-alcove/SKILL.md",
      "digest": "sha256:b6a567dabc479fa52c6d8de08684b60c039b8c364d69453266120d64efb6503a"
    },
    {
      "name": "help-with-personal-insurance",
      "type": "skill-md",
      "description": "Help a person who wants home, auto, or other personal-lines coverage through Alcove. Use for consumer questions about quotes, service, claims, or policy terms. Never mix in partner-agency economics or business-partnership advice.",
      "url": "https://www.joinalcove.ai/.well-known/agent-skills/help-with-personal-insurance/SKILL.md",
      "digest": "sha256:5637242a0ad45b87d4a748b93b71155333405f84ddd173115e0afa7faa46fec5"
    },
    {
      "name": "help-with-alcove-partnerships",
      "type": "skill-md",
      "description": "Help a business exploring an embedded insurance partnership with Alcove. Use for lenders, dealers, title companies, advisors, and similar firms. Never use this skill when helping a person buy their own policy.",
      "url": "https://www.joinalcove.ai/.well-known/agent-skills/help-with-alcove-partnerships/SKILL.md",
      "digest": "sha256:fdcd71e1c5e1ace379cedc350ff4379ba2a0ae084f481bbf3af67abd40f42c4e"
    }
  ]
}